Encounters are the main game card of Hand of Fate. Most have a token that can be won by overcoming the challenge presented to the player. Encounters can consist of combat, a chance event, or both.
A chance event consists of four cards that are shown to the player face up. They are then flipped, and shuffled. The player then selects one. Depending on what is chosen, a different event occurs. The chance cards can be: Huge Success, Success, Failure, and Huge Failure. Any arrangement of these cards may appear.
|A Wife's Fury||Decision / Chance / Combat|
|A Winding Trail||Combat|
|An Angry Mob||Decision / Chance|
|Battle At Brooktop||Decision / Combat / Chance|
|Cave Rescue||Decision / Chance / Combat|
|Cursed Treasure||Decision / Chance|
|Stranger in the Shadows||Decision / Chance|